Lessons from the Trenches Changes in the Loan Process Affect Many Buyers Getting a loan funded in a "distressed market" area is much tougher with new underwriting requirements. With lenders changing up their funding requirements on what seems to be a daily basis, it's getting harder and harder for buyers with low down payments to get into homes.Declining Market Issues Getting a home loan funded has become much more challenging with the recent decision to deny loans based on a single check-box on the appraisal document that indicates that the property is in a "declini 

Lets talk partnerships and participation As we talk about important issues like the economy, the mortgage market and regulatory issues like YSP, it reiterates to me the need for partnerships and participation. As the government, especially in an election year, will no doubt have more say in our world, it behooves us to see how we can work ... 

Libs Ponder LEM Another idea is what Liberal environment critic David McGuinty calls a "location-efficient mortgage" that would let people who buy homes near public transit borrow mortgage money at a lower interest rate. That would encourage transit use and discourage driving. An American idea, notably West-Coasty, that's been around for a decade or so. Good in that it encourages city living and increases in urban density. Bad in that it doesn't offer much to anyone outside of those ridings already inclined 

LifeStyle Builders amp Developers Award Winning Design Studio Winner of the 2008 MAME Award LifeStyle Builders & Developers, Inc., a Richmond based homebuilder, proudly accepted the award for Best Selection or Design Center at the 2008 MAME Awards on March 6, 2008. The LifeStyle Builders Design Studio opened in Spring 2007 to rave reviews from homebuyers, trade partners ...